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Here are some great tips from one of my former clients, Kristan! Are you dreaming of a debt free Christmas? I have to admit that there was a time in my life when the idea of even ...

5 Ways to Stay Out of Debtor's Prison This Holiday Season

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The holidays always stir up memories, and with them, feelings of guilt and expectations, especially when it comes to gift-giving. Somewhere along the line, how much we give or receive has become ...

How much to spend on your loved ones this holiday season?

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Carrie Bradshaw had it right — shoes are a girl’s best friends! There are so many reasons that we attach so much emotional value to our shoe purchases. After all, our shoes never judge us, they ...

Are Your Finances as Fabulous as Your Shoes?

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Are you a high earner, but still living paycheck to paycheck? Do people call you an overachiever, always pushing boundaries to get one more thing done? Can falling asleep sometimes feel ...

How to regain control of your debt

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A few weeks ago, I took a call from a woman who was concerned that her bankruptcy would turn off any man she dated, thus creating a “no-fly zone” in her chances of remarrying. Her second ...

Don't Let Debt Define Who You Are

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I was last born into a family of five. With an older sister, older brother, and my parents, I had four times as many chances to be valued and celebrated, but at times I had equally as many chances ...

5 Steps to Making Your Voice Heard

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The drive to perfection is learned very early in one's childhood as a misconception that if we are “perfect” we will be loved. But in fact, perfection is a shame based drive. It removes one from ...

Perfection - The Journey Without a Destination

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Bonding is the term used to describe the dynamic of merging underlying needs to behaviors, which will then be the driving force behind every decision one makes for their entire life. That need ...

Bonding Is the Driving Force Behind All Decisions

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Several years ago we had a program where people could write their questions and we would provide answers. We found this little gem and wanted to share a common issue in families. Question: ...

Can You Give Your Kids Too Much Information About Money?

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What you avoid will control your relationship. As women, shame comes in our starter kit. The perception that we, as authentically born, are not “good enough”. Our worthiness is like a sieve; we ...

Shame can be the portal to intimacy in your relationship

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It’s no secret that people spend more time planning their vacations than they do their retirement. Vacations and Christmas battle for which one gets the most attention, but at least vacations ...

Go On Vacation Without Going Broke

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A woman meets a man at the tennis courts...they’re both in the pro shop purchasing balls. They date. They fall in love. On the surface, this looks like a dream come true; opposite money ...

Over-Spender Meets Under-Earner

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Breaking through financial secrets and resentment in your relationship. How often do you "turn the other cheek" only to find yourself in the same situation later-a situation that results in ...

It's Time to Discuss Financial Double Standards

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I was reviewing some clients’ profiles a while back and started to see a consistent theme: single, successful women; some with children, others without. I looked in the mirror and realized I was ...

Find success in love AND your career!

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Getting in your own way is another term for self-sabotage. Ultimately, we are the decision makers in our lives, whether it appears that way, or is hidden in metaphors and symbols. In sharing ...

Getting In Your Own Way

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Some people at times feel as though they are living someone else’s life — what they say, how they feel, and what they do never seem to match in a way that makes them feel whole. I have had many ...

How To Turn Your Financial Life Around

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The less you know the more you’ll pay down the road. When you’re dating, the last thing you’re thinking about is your bank account. But are you setting yourself up for future financial ...

Are you dating a financial disaster?

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We all read inspirational books, listen to recordings that sometimes sound as if it is new information, and promise ourselves we will do better tomorrow. And them tomorrow arrives, and we are ...

How Our Childhood Affects Our Choices As Adults

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Let me start by saying that whoever decided that white tile was a good idea should spend 3 months in floor washing purgatory; they will never suggest this again! I have a white tile kitchen floor, ...

How Competence Is The Antidote to Fear

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As a coach, I have been helping women over the last nine years get clarity as to why they have financial stress and how to get rid of it. Of course, it’s never really about their money, it’s about ...

Permission to be your true self

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Many weeks ago, I came across my baby book. My mother had kept notes about me until I was four. She commented that I started dancing when I was three and had a good sense of rhythm and was very ...

Whoops! Your needs are showing...

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Why less money doesn't have to mean more problems. We have been living in a financially insecure economy for over seven years and even though in some areas there has been a significant uptick, ...

The $$ Tension In Your Marriage

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I was talking to a mother the other day about the tragedy of the fatal car accident at her son's school. The classmate who died wasn't her son's best friend, but they knew each other as kids do ...

The Secret Lives of Men

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We all have them…welcome to being human, welcome to being female.Often those voices are snarky, and negative, rarely of praise and compliment.Those internal conversations tend to be one sided and ...

TheFinancialWhisperer commented on TheFinancialWhisperer's post Making Peace With Those Voices In Your Head

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"Being out of control with my money makes me feel as if I am not enough...the implications that I am worthless because I cannot get out of debt." I often receive e-mails from people from around ...

The Drive For PERFECTION Is An Endless Journey

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We all have them…welcome to being human, welcome to being female.Often those voices are snarky, and negative, rarely of praise and compliment.Those internal conversations tend to be one sided and ...

Making Peace With Those Voices In Your Head

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2017 is a milestone year for me as a coach. It was ten years ago that my life made a 45-degree turn, and everything as I knew it did not shift with me, in fact except for my cat and dog, ...

Living Your Core Values

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It’s 3 AM. Do you know where your money is? You and your partner have decided to buy a house, and your fear is that your credit report will show a bankruptcy you never mentioned before getting ...

Playing Debt Hide and Seek with Your Partner

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When I was a mortgage broker in 2005, it was a common practice to bundle homeowners’ debts into their refinance or their purchase. The rationalization was that a person could start fresh, with ...

Don’t pay off your debts until you read this!

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"I awake with deep feelings of being lost and the overwhelming discomfort of hopelessness…" So began my journal nine years ago. One of the lessons I have learned over these nine years ...

Our Struggle With Being Self-Accepting

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For you to make good choices in life, you need to know who you are. You have to do what is right for you which may not be the same as your sibling, your best friend, or your mother. It is your ...

5 Secrets To Keep Your New Year’s Resolutions

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The holidays always stir up memories, and with them, feelings of guilt and expectations, especially when it comes to gift-giving. Somewhere along the line, how much we give or receive has become ...

Surviving The Holiday Stress: How much should you spend on your loved ones?

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Have you noticed lately that everyone is becoming more edgy and cranky? Last week, The New York Times ran a story by Claire Martin about a business that provides “Anger Rooms”, where people pay ...

"I'm mad as hell, and I'm not going to take it anymore!"

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This month I talk about GRIEVING and how it is an important part of letting go and moving on. Grieving In a YouTube segment by Kelly Corrigan, when she said that it is as much an honor to ...

Learning to Let Go is the Hardest Thing to Do

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Sometimes the day comes when you wake up and feel bewildered as to where you are. You just know that you are anywhere but happy. That moment is the tipping point of awareness that some things in ...

When the Glass Ceiling Becomes the Glass Prison: Don't Become Your Own Prisoner

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The other day, I overheard someone use the phrase, "she is her own worst enemy." I know what that means and I know how that feels. I had been a life-long member of that club. But, we never ...

Becoming Your Own Best Friend

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What does how we live say about who we are?  And what does it imply about what's truly happening inside of our minds and hearts?  I'll tell you.  Our environment - whether it's our car, ...

The way you do one thing IS the way you do everything

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When you’re dating, the last thing you’re thinking about is your bank account. But are you setting yourself up for future financial blunders as you dance your way through potential suitors? He ...

Are You Dating a Financial Disaster? (The less you know the more you’ll pay down the road)

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If choice is the expression of true power, then permission, or entitlements, becomes a conduit to make it so. Permission is defined as authorizing change, giving freedom to what is restrained, and ...

Giving Yourself Permission To Live The Life You Deserve