I had my first child via c-section, and discovered yesterday that I've been "conditionally approved" for coverage through Blue Cross Blue Shield of Illinois with the exception of future c-sections. Not only do I have to wait 1 year to the start of my coverage date to get maternity insurance, now they're telling me how I'm able to deliver my child. I was told by a representative that I'm covered for all maternity related dr's visits, tests, etc. (starting at the 1 year mark), and everything in the hospital up until the time the Dr. starts cutting with his knife to deliver the baby. How messed up is that? I cannot believe that an insurance company has the gall to dictate to a woman HOW to give birth. Even if it's an emergency, it's still not covered because they are considering it a "pre-existing condition". I'm completely flabbergasted and am in the process of appealing this ruling. If anyone has had any run in with this in the past, any feedback would be greatly appreciated.
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I had my first child via c-section, and discovered yesterday that I've been "conditionally approved" for coverage through Blue Cross Blue Shield of Illinois with the exception of future c-sections. Not only do I have to wait 1 year to the start of my coverage date to get maternity insurance, now they're telling me how I'm able to deliver my child. I was told by a representative that I'm covered for all maternity related dr's visits, tests, etc. (starting at the 1 year mark), and everything in the hospital up until the time the Dr. starts cutting with his knife to deliver the baby. How messed up is that? I cannot believe that an insurance company has the gall to dictate to a woman HOW to give birth. Even if it's an emergency, it's still not covered because they are considering it a "pre-existing condition". I'm completely flabbergasted and am in the process of appealing this ruling. If anyone has had any run in with this in the past, any feedback would be greatly appreciated.
April 16, 2009 - 5:13pmThis Comment
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