My insurance refused to cover any of the surgery even though the excess thigh skin and heaviness is putting pressure on my "you cannot even see them now" knees. My stomach hangs so low that it rubs on my thighs and looks like wrinkled croc skin or an as the doctor said orange pill. My arms are not as bad but the hurt from the hanging skin. The insurance says that because I don't let my skin go - don't stop bathing and putting on creams and powders to keep from getting massive sores which weap and stink and get massive infections that the surgery would be purely cosmetic.
That is awful - what they would rather pay for knee /hip replacement after the excess weight of the skin pulling it down and pressure causes even more major problems.